| Sr No | Loan Type | Sub Type | Rate of Interest |
|---|---|---|---|
| 1 | Personal Loan | (A) Service Employed | 14.00% |
| (B) Without Guarantee | 14.00% | ||
| (C) Personal Loan with Security | 14.00% | ||
| (D) Agriculture & Allied | 14.50% | ||
| 2 | Cash Credit Loan | (A) Cash Credit Up to 25.00 Lakh | 12.00% |
| (B) 25.00 Lakh to 50.00 Lakh | 13.50% | ||
| (C) 50.00 Lakh to 100.00 Lakh | 13.75% | ||
| (D) 1.00 Crore to 3.00 Crore | 14.00% | ||
| (E) 3.00 Crore to 5.00 Crore | 13.50% | ||
| (F) Above 5.00 Crore | 13.00% | ||
| 3 | Term Loan | (A) Term Loan Up to 25.00 Lakh | 12.00% |
| (B) 25.00 Lakh to 50.00 Lakh | 13.50% | ||
| (C) 50.00 Lakh to 100.00 Lakh | 13.75% | ||
| (D) 1.00 Crore to 3.00 Crore | 14.00% | ||
| (E) 3.00 Crore to 5.00 Crore | 13.50% | ||
| (F) Above 5.00 Crore | 13.00% | ||
| 4 | Contractors & Builders Cash Credit | (A) Up to 25.00 Lakh | 13.00% |
| (B) 25.00 Lakh to 50.00 Lakh | 14.50% | ||
| (C) Up To Rs. 1.00 Crore | 15.50% | ||
| (D) 1.00 Crore to 3.00 Crore | 15.25% | ||
| (E) 3.00 Crore to 5.00 Crore | 15.00% | ||
| (F) Above 5.00 Crore | 14.50% | ||
| 5 | Project Loan (Real Estate) | (A) Up to 25.00 Lakh | 13.00% |
| (B) 25.00 Lakh to 50.00 Lakh | 14.50% | ||
| (C) Up To Rs. 1.00 Crore | 15.50% | ||
| (D) 1.00 Crore to 3.00 Crore | 15.25% | ||
| (E) 3.00 Crore to 5.00 Crore | 15.00% | ||
| (F) Above 5.00 Crore | 14.50% | ||
| 6 | Agriculture Loan | (A) Cash Credit (Above Rs. 5.00 Lakh) | 13.00% |
| (B) Term Loan(Above Rs. 5.00 Lakh) | 13.50% | ||
| 7 | Hire Purchase Loan | Two Wheeler Loan | |
| (A) Up to Rs. 1.00 Lakh | 10.00% | ||
| (B) Above to Rs. 1.00 Lakh | 11.00% | ||
| Four Wheeler Loan | |||
| (A) Up to 25.00 Lakh | 9.00% | ||
| (B) Above 25.00 Lakh | 11.50% | ||
| (C) Consumer Loan (No Limit) | 15.00% | ||
| 8 | Housing Loan | (A) Up to 25.00 Lakh | 9.00% |
| (B) Up to 30.00 Lakh | 10.00% | ||
| (C) 30.00 Lakh to 70.00 Lakh | 11.00% | ||
| 9 | Gold Loan | (A) Cash Credit Rs.1.00 Lakh to 25.00 Lakh | 10.00% |
| (B) Personal Loan Up to 2.00 Lakh | 10.00% | ||
| (C) Personal Loan Above to 2.00 Lakh | 10.00% | ||
| 10 | Warehouse Receipt Mortgage Loan | 12.00% | |
| 11 | Loan Against F.D/CAOD/RD | 1% Extra | |
| 12 | Loan Against Pigmy Deposit | 10.00% | |
| 13 | National Saving Certificate | 10.00% | |
| 14 | Education Loan | (A) Up to 25.00 Lakh | 9.00% |
| (B) Above 25.00 Lakh | 10.00% | ||
